Take secure card payments by phoneVirtual terminal

Take card-not-present payments securely with Worldpay’s virtual terminal. Accept MOTO (Mail Order/Telephone Order) payments from anywhere with PCI-compliant technology – no extra hardware needed.

Apply online

Take payments over the phone easily

Worldpay’s browser-based virtual terminal lets you process phone payments on the devices you already use.

  • Works on PC, tablet and mobile devices.
  • No software to install.
  • Secure, PCI DSS-compliant payment processing.
  • Optional fraud and risk management services.
  • Real-time reporting to track transactions and performance.
  • Multi-user access at additional cost.

You stay in control of every transaction while giving customers a safe, reliable way to pay.

Easy to get started

Once approved, you can start taking payments quickly without complex setup or additional equipment.

Step 1

Log in to the Worldpay Dashboard for access to the virtual terminal.

Step 2

Enter the customer’s payment details into Worldpay’s secure, PCI-compliant payment page.

Step 3

The payment is processed and recorded in real time for reporting and reconciliation. No card reader required. No technical configuration needed.

Built-in security and PCI compliance

Security is built into every Worldpay transaction. Our virtual terminal supports PCI DSS requirements and helps protect sensitive card data at every step of the payment process.

  • Secure handling of card-not-present transactions
  • PCI-compliant payment environment
  • Optional risk and fraud management tools
  • Real-time visibility into transactions and activity

With Worldpay, you can take payments confidently while meeting your compliance obligations.

Works with your devices and your team

Worldpay’s virtual terminal is designed to fit seamlessly into how you work.

  • Compatible with major operating systems, including Windows, macOS, iOS and Android
  • Accessible through a secure internet browser
  • Support for multiple users on a single account
  • Role-based access to help manage team workflows

Whether one person or several team members are taking payments, you stay organized and in control.

Built for businesses that take phone payments

Hospitality and travel 


Hospitality and travel 


Hotels, travel agencies and restaurants use virtual terminals to take secure card-not-present payments for reservations, group bookings, takeout and delivery.

Professional services 

Professional services 

Attorneys, accountants and consultants can take payments over the phone to simplify billing and secure payment upfront.

Healthcare services 

Healthcare services 

With the rise of telehealth, accepting card payments by phone helps healthcare providers offer a convenient way for patients to pay.

Service providers

Service providers

From lawn care to home repair, service businesses can get paid quickly, even when customers aren’t on site.

Simple pricing that fits your business

Virtual terminal is included as part of Worldpay eCommerce at no additional cost. For businesses with higher transaction volumes, tailored pricing is available.

  • No upfront setup fee
  • No monthly charge
  • Free next-business-day settlement

Standard Worldpay eCommerce charges apply.

Customer storiesHallgarten + Novum Wines

“The virtual terminal is a fast and easy way to take payments. If you add the customer’s email address, it will even send a receipt – something that we had to do manually as an extra task when using the machine. And for the first time, two or more people can be taking a payment at the same time. It’s a vast improvement. Not only is it absolutely vital while we are all working in separate locations, but it’s going to make life a whole lot easier when we’re back in the office too.”

Virtual terminal FAQs

Need help?

Contact one of our representatives today.

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