Agentic commerce

Worldpay is redefining payments for the age of agentic commerce, where systems think, act and transact securely.

Less fragmentation. More connection.

Agentic commerce is evolving fast. Worldpay sits at the table with every major player, helping shape an interoperable future where merchants can serve any agent, on any protocol.

Introducing the Agentic Commerce Report

A new chapter in commerce begins now. What merchants need to know to get ahead.

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Are you ready for the agentic era?

Worldpay offers fraud protection, credential management and tokenization, backed by payments expertise and trusted partners – helping businesses adopt AI while keeping payments secure and operations smooth.

Future-ready fraud tools

Our AI-native fraud platform protects the full customer journey, spotting emerging risks in real time.

Intelligent tokenization

Our tokenization and vaulting let AI agents pay securely, backed by infrastructure trusted by global platforms.

Adaptive chargebacks

As agents gain purchasing power, Worldpay is redefining chargebacks for the AI era with tools like Disputes Defender.

For developersExplore Worldpay’s MCP

A three‑part series exploring how Worldpay’s Model Context Protocol and AI agents are laying the foundation for faster integration, smarter orchestration and truly autonomous payments.

Introducing Worldpay MCP: The context layer for AI agents

Give AI the insight, guardrails and interoperability it needs to manage payments, workflows and decisions across your business.

Build AI-powered payments faster with MCP

Worldpay MCP gives developers a ready-to-run, open-source foundation for building context-aware payment integrations without the orchestration overhead.

Powering autonomous payments

Worldpay’s MCP unlocks new agentic use cases, from subscription management to smarter routing and workflow automation.

Trusted by over one million merchants globally

Transactions per year

(mais de um bilhão por semana!)

We're in 174 countries across the world

Worldpay's agentic commerce series

Decode the future of agentic commerce

From machine-made decisions to human trust, this in-depth series explores what agentic commerce means for merchants, platforms and consumers.

The rise of agentic commerce

How AI agents are rewriting the rules of shopping and decision-making. (Part 1)

AI agents are here – and they’re changing payments

Worldpay is agent–ready and helping companies navigate the challenges of tokenization, liability and fraud in agentic commerce. (Part 2)

Agentic commerce fraud: How to protect your online shop

In the age of agentic e-commerce, how can we identify and stop bad AI agents while ensuring we’re attractive to good AI agents? (Part 3)

Mapping the emerging models of agentic commerce

“Agentic commerce” means different things to different people; at Worldpay, we’re helping you cut through that complexity. (Part 4)

Who do consumers trust with their data?

AI agents are shopping for us. But trust is deciding who gets to power the purchase. (Part 5)

The behavioral science of agentic commerce: Why trust is the missing link

Trust has always been the foundation of commerce – and in a world where AI agents make purchases for us, it becomes the deciding factor for adoption. (Part 6)

How agentic commerce will transform key industries

Agentic commerce is moving from concept to reality – reshaping retail, travel, finance, gambling and everyday shopping in ways that demand merchants act now to stay ahead. (Part 7)

Between a bot and a hard place

Agentic commerce could transform shopping – but unless it resolves key paradoxes, it risks collapsing under its own weight. (Part 8)

Rules for the agent era

A pragmatic policy playbook to unlock safe – and scalable – agentic commerce without slowing innovation. (Part 9)

News

Leading the conversation on agentic commerce

AI set to influence £29B in UK online spend by 2030

As more Brits warm to AI shopping assistants, the technology is poised to influence a significant share of online purchases while consumers continue to seek reassurance and control in the process.

Retailers race to prepare for AI agents controlling the checkout

Industry experts say AI shopping agents will reshape customer journeys as retailers adapt to a world where autonomous systems browse, decide and buy on consumers’ behalf.

Banks, bots and the rise of agentic commerce

As payment giants and AI leaders accelerate agent driven transactions, financial institutions face new opportunities for smarter commerce – alongside emerging fraud risks and the need for stronger safeguards.

Agents of change: how agentic AI is redefining commerce

Agentic AI is moving from promise to reality, reshaping commerce with autonomous transactions, redefining customer trust and creating a $1.7 trillion opportunity for those ready to lead.

Australians weigh convenience and risk as AI shopping bots take off

New research shows one‑third of Australians are ready to let AI bots handle their shopping, but widespread concerns about fraud, control and transparency highlight the need for stronger safeguards as agentic commerce grows.

Worldpay rewires for bot shoppers

Agentic commerce is prompting merchants – who previously blocked bots due to fraud concerns – to rethink their e-commerce strategies, according to Worldpay’s Chief Product Officer.

Worldpay opens AI‑driven protocol to power the next wave of agentic commerce

By releasing its Model Context Protocol for free on GitHub, Worldpay gives developers a simpler, more secure way to build AI agents that handle browsing, buying and payments.

Worldpay's CPO on agentic commerce, stablecoins and open banking

New payment methods could reshape fraud management, payment speed and transaction costs for merchants worldwide.

Australians want better deals – and they think AI can deliver

Cost savings, convenience and personalized recommendations are driving interest in AI shopping assistants, even as shoppers remain cautious about fraud and financial control.

"Who are you’ and ‘how can you pay": the keys to agentic commerce

Agentic commerce hinges on two essentials – verifiable digital identity and secure payment mechanisms – enabling autonomous AI agents to transact safely and reshaping the future of digital commerce.

The future is here – but are your payments ready?

As agentic checkout bots surge, merchants face rising risks around trust, consent and brand visibility in an AI-driven payments landscape.

Intelligent agents are teaching B2B payments to think

PYMNTS hears from Worldpay SVP Nabil Manji about why the AI revolution in B2B payments will be as much about infrastructure as algorithms.

When your AI shops for you – and surprises you

Singaporeans are embracing AI‑driven shopping helpers, but new questions arise about accountability when automated decisions don’t match expectations.

UK embraces £29 billion AI shopping assistant opportunity

AI-powered shopping assistants are projected to drive £29 billion in UK e-commerce by 2030, as consumers embrace convenience but demand strong safeguards for trust and control.

Agentic commerce gains momentum in Singapore

As openness rises, consumers increasingly see value in AI systems that streamline decision‑making and manage transactions end‑to‑end.

AI-assisted shopping starts to go mainstream

Retailers and consumers are increasingly adopting AI-driven tools to streamline purchasing, marking a significant shift toward automated and personalized shopping experiences.

Agentic pay systems: Google’s Agent Payments Protocol

Google’s new Agent Payments Protocol aims to standardize secure, interoperable transactions for AI agents, and it is partnering with major players like Worldpay to accelerate adoption and reduce risk for merchants and consumers.

Worldpay introduces ACP to drive AI-driven small purchases

Worldpay is integrating OpenAI’s Agentic Commerce Protocol to enable AI-assisted purchases under $50, aiming to make routine transactions faster and more secure while maintaining consumer oversight and trust.

Agentic AI needs strong verification to unlock safe, scalable commerce

Worldpay's Cindy Turner and Trulioo's Vicky Bindra tell PYMNTS that new frameworks distinguish legitimate AI-powered transactions from fraud.

Expert perspectives

Early days

Agentic commerce is just beginning, with rapid growth ahead.

Scale safely

Merchants need tools and policies to trust agent‑driven purchases at scale.

Next frontier

AI shopping agents mark the next big shift in buying.

Strategy first

Gather insights, decide fit, build roadmap, then operationalize with measurable milestones.

Commerce reimagined

Open or closed? Merchants face strategic decisions.

Channel shift

Agentic commerce adds new channels to payment networks.

AI acceleration

Agentic commerce will be fast, efficient – and transformative.

Smarter payments start here

Ready to learn more about how Worldpay can accelerate your business?